Emerging Markets First time homebuyers, low and moderate-income homebuyers, ethnic minorities of all income groups and immigrants of all income groups. Market Opportunity: Research shows that there are certain barriers to homeownership: * Lack of education on the home buying process * Lack of down payment * Credit History * Lack of affordable housing Commonfund Mortgage is committed to help you reach this market by introducing flexible products that will allow your borrowers to overcome some of these barriers. This is how we do it: No credit? Establish with non-traditional forms of credit Not enough Income? Utilize secondary stated income No cash to put down? Little or NO money down including closing cost and pre-paid. Debt ratio's high? Expanded single ratios For more information please call me @315-637-6363 MAKE TODAY A SUCCESSFUL DAY Get Your FREE Calculators! • DOWNLOAD Rent vs Buy Calculator (410kb) • DOWNLOAD Mortgage Calculator (434kb) • Wheatworks Software For Home Buyers • Look! -  Home Buyer's Calculator Syracuse Homes and SyracuseHomes.com offers full service relocation and real estate services,including school,employment,MLS databases of homes for sale that you can search yourself. ©1999 SyracuseHomes.Com Email:Susan@SyracuseHomes.com